Fund Overview
IJ Diversified Income Fund
This fund is only offered to wholesale investors
This is an unlisted managed investment scheme offering wholesale investors the opportunity to gain a direct exposure to a pooled mortgage trust. A pooled fund spreads risk across numerous loans, rather than being wholly dependent on the performance of a specific loan. The targeted income distribution for the Fund is set at 8.0% per annum.*
Fund benefits
Diversified risk exposure
The IJ Diversified Income Fund pools investments across multiple loans, aiming to lessen the dependency on the performance of any single loan. This diversified approach effectively spreads risk and enhances financial stability for investors. With loans secured by first or second mortgages on Australian properties and carefully evaluated Loan-to-Value Ratios (LVRs), your investment is backed by tangible assets.
Attractive targeted returns
Targeting a 8.0% p.a. income distribution return*, the Fund aims to deliver regular, dependable income for investors. By investing in a well-managed portfolio of mortgage-backed loans, investors benefit from reliable results over time with relatively low levels of capital volatility, aligning with long-term wealth-building strategies*.
Passive investment experience
Enjoy a seamless investment experience with pooled mortgage trust where funds are actively managed by professionals. Investors receive returns proportional to their investment in the pool of mortgages, (subject to the performance and risks of the underlying assets) This fund may suit those seeking diversified mortgage investments.
* Returns and distributions are variable and not guaranteed. Investors should review associated risks and terms. The fund carries risks, including potential loss of capital and liquidity constraints. Please read the disclosure documents and consider associated risks and terms.
Fund facts
| Product status | Open |
| Investor | Only open for wholesale investors and Sophisticated Investors as defined under the Corporations Act |
| Trustee | Investup Securities Pty Ltd ACN 670 384 924 AFSL No: 557683 |
| Investment manager | IJ Funds Management Pty Ltd ACN 632 345 905 Authorised Representative No: 001276584 |
| Minimum investment term | 12 months |
| Distribution frequency | Monthly |
| Targeted distribution rate | 8.0% p.a. subject to market changes*. Normally distributions will be paid within 14 business days after the end of the month. |
| Unit price | $1.00 per Unit |
| Withdrawals | The Fund operates as a non-liquid fund. Withdrawals from the Fund are only available to Eligible Investors after a Withdrawal Offer is made. Refer to Information Memorandum for Withdrawal Offers. |
| Minimum investment | $100,000.00 for initial investment |
| LVR | The LVR will depend on the amount lent, the purpose of the Loan, and the quality and types of security. |
| Fee & charges | Refer to Information Memorandum |
* Returns and distributions are variable and not guaranteed. Investors should review associated risks and terms. The fund carries risks, including potential loss of capital and liquidity constraints. Please read the disclosure documents and consider associated risks and terms.
Risks
Like any investment of this type, there are risks associated with an investment in the Fund. The trustee and the manager does not guarantee your funds or the interest payment by the borrower. Before making an investment, you should read the IM and other information in full to understand these risks.
The information in the relevant Information Memorandum (each a “IM”) is general information only and does not take into account your investment objectives, financial situation or needs. The information in a IM is not, and is not intended to be, personal advice. You should consider whether an investment in a Class is appropriate for you in light of your personal circumstances. You should obtain independent professional financial, legal and tax advice before making a decision whether to invest in a Class.
How to invest
Select an investment that fits your portfolio from our range of single asset opportunities and funds, then declare that you’ve read the Information Memorandum (IM) and confirm your status as a Wholesale investor. Submit your application electronically or by hand using the formal Application Form and complete the AML/CTF verification. Finally, receive regular distributions on your investments and manage your portfolio.
This webpage and the information are for general information only and do not take into account the investment objectives, financial situation or particular needs of any particular person. It is not intended to take the place of professional advice and you should not take action on specific issues in reliance on this information. You should consider, with your professional adviser, whether the information is suitable for your circumstances. The Fund is offered to investors in Australia. Before deciding to acquire or continue to hold an investment in the Fund, please ensure you read all supporting Information that clearly outlines all the risks associated with our Investment Trust. Past investment performance is not a reliable indicator of future investment performance and that no guarantee of performance, the return of capital or a particular rate of return is provided. And if you’re still not sure, please call us, we’d be happy to discuss any concerns you have. We also recommend you seek personal advice from a licensed qualified financial planner if you are still not sure.