Why
IJ Capital
We’re passionate about property finance. Our team share extensive experience in investment and capital management and within the Australian real estate market. We understand the opportunities and the challenges and can respond quickly with tailored loan solutions for your property development or construction loan requirements. Where possible, you can get the go ahead in as little as 48 hours.
Finance solutions
We tailor finance solutions for residential, commercial and industrial properties, construction loans, and vacant land. Our preferred asset locations are Australian metropolitan or growth areas.
Residential properties
LVR
Less than 75%
Minimum loan amount
$200,000
Maximum loan amount
$10,000,000 or > $10,000,000 on application
Loan period
Up to 12 months
Loan purpose
Settlement / Refinance Working Capital
Commercial & industrial properties
LVR
Less than 75%
Minimum loan amount
$500,000
Maximum loan amount
$10,000,000 or > $10,000,000 on application
Loan period
Up to 12 months
Loan purpose
Settlement / Refinance Working Capital
Construction loans
LVR
75% of construction cost or 60% of “as if complete” value
Minimum loan amount
$500,000
Maximum loan amount
$15,000,000 or > $15,000,000 on application
Loan period
Progressive drawdown in accordance with the approved builder's contract.
Loan purpose
Settlement / Refinance for construction purpose
Vacant land
LVR
Less than 70%
Minimum loan amount
$1,000,000
Maximum loan amount
$10,000,000 or > $10,000,000 on application
Loan period
12 months, with an option to extend for an additional 12 months upon meeting the loan extension requirements
Loan purpose
Settlement / Refinance Working Capital