Our
investment strategies
IJ Capital’s investment strategies are shaped by our team’s extensive experience in investment and capital management along with a deep understanding of Australian real estate market, with a focus on metro areas in Victoria, New South Wales and Queensland.
Supported by our rigid compliance framework and a robust loan management system aimed at risk mitigation, our strategies set us apart in delivering exceptional outcomes for investors and development partners alike.
Diversification
The strategy involves diversifying across asset types and borrower profiles to minimise concentration risk. IJ Capital also seeks geographical diversification, investing in various metropolitan and growth regions to mitigate market-specific risks.
Risk mitagation
We emphasise prudent risk management through a thorough credit assessment process, ongoing loan performance monitoring, and regular revaluation of collateral. Additionally, loans are structured to manage risk exposure, including conservative loan-to-value ratios (LVR) and adequate security measures.
Technological integration
IJ Capital aims to enhance efficiency and transparency by leveraging advanced digital platforms. The integration of our Loan and Investor Management Systems facilitates real-time data tracking, robust loan monitoring, and efficient investor reporting.
Scalability and growth
The strategy includes plans for future growth, with an emphasis on expanding institutional funding, initiating securitisation activities, and growing market presence through partnerships with leading brokers and industry groups. IJ Capital’s investment strategy is designed to be scalable, adaptable, and responsive to evolving market conditions.
IJ Property Trust No 1 Case Study
Acquired for $40.1 million in March 2020, the Coles-anchored neighbourhood mall Benowa Gardens on the Gold Coast was sold for $60.5 million in February 2022, achieving a remarkable 50% gross capital gain* in less than two years. This strong result underscores the ongoing demand for well-located, essential service retail assets in the region.
Acquisition Price: $40,100,000
Disposal Price: $60,500,000
Yield (at acquisition): 6.73%
Yield (at disposal): 5.40%
*Figures current as of 31/03/2023. Past performance is not a reliable indicator of future performance. Rates are variable.
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This webpage and the information are for general information only and do not take into account the investment objectives, financial situation or particular needs of any particular person. It is not intended to take the place of professional advice and you should not take action on specific issues in reliance on this information. You should consider, with your professional adviser, whether the information is suitable for your circumstances. The Fund is offered to investors in Australia. Before deciding to acquire or continue to hold an investment in the Fund, please ensure you read all supporting Information that clearly outlines all the risks associated with our Investment Trust. Past investment performance is not a reliable indicator of future investment performance and that no guarantee of performance, the return of capital or a particular rate of return is provided. And if you’re still not sure, please call us, we’d be happy to discuss any concerns you have. We also recommend you seek personal advice from a licensed qualified financial planner if you are still not sure.